The two-and-a-half-day session dealt with hiring, liability issues, workers’ compensation, distracted driving and other business topics.

The ACCA teamed last month with Federated Mutual Insurance Co. on a risk-management-training seminar held at Federated’s Minnesota headquarters.

The two-and-a-half-day meeting in Owatonna, Minn., dealt with hiring, liability issues, workers’ compensation, distracted driving and other business topics.

Charlie McCrudden, the Air Conditioning Contractors of America’s vice president of government relations, said the session provided valuable information.

"Most losses faced by small businesses are completely preventable," he said. "The folks at Federated showed how having a designated risk manager in a small business is a valuable investment."

Paul T. Stalknecht, the ACCA’s president and CEO, said the issues in the seminar are directly related to contractors’ profits.

“The key to controlling your insurance premiums, and ultimately your business profitability, is to keep your losses under control," Stalknecht said. "The best companies, of all sizes, have a designated risk manager to help control those losses. The challenge? It's not a full-time job. So it's difficult to ensure proper training and qualifications for the individual charged with this important role."